CSO Lending

Lending Overview

Ivy Funding Company (“IFC”) is a single purpose lender organized as a Texas LLC to function as a lender to the consumers represented by a Credit Service Organization.


IFC has been engaged by several lenders to support operations in Texas as a Credit Service Organization (a “CSO”). CSO originators and lenders are unique to Texas and a number of other states. A CSO is defined by the Texas Credit Service Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:

  • Improving a consumer’s credit history or rating;
  • Obtaining an extension of consumer credit for the consumer from an independent third party lender; and
  • Providing advice or assistance to the consumer for one of the two activities above.

Within this business model, IFC assumes the role of an independent third party lender.






The information contained within this website is for informational purposes only, and does not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced in our website. Nothing contained in this website shall be considered advice to purchase or sell any security or other investment, or to engage in any investment strategy. By your access to this website, you acknowledge that Ivy Management, LLC is not advising you personally concerning the nature, potential, value or suitability of any particular security or investment strategy that may be referenced or implied herein.

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